Fast Personal Loans

A personal loan is a fixed amount of money borrowed from a lender that is repaid in monthly installments over a set period. Personal loans can be used for debt consolidation, emergencies, home improvements, medical bills, and many other expenses.

Simply complete our secure online application with your personal and financial information. If you qualify, you'll be matched with participating lenders that may offer a loan based on their eligibility requirements.

Many lenders provide an instant or near-instant decision after you submit your application. If approved, funding timelines vary by lender and bank, but some loans may be funded as soon as the next business day.

When you apply through FirstLibertyLoans.com our Liberty Loans direct lenders do not require a credit score. They do not pull hard credit checks. This means you can use the income from your job or benefits as your good credit.

Yes you can. Approval depends on multiple factors, including income, employment history, existing debt, and the lender's underwriting criteria.

Some lenders use a soft credit inquiry to review initial eligibility, while others may require a hard inquiry before final approval. The specific process depends on the lender.

Available amounts may range from as little as a one hundres dollars to several thousand dollars depending on your qualifications and the lender's offerings.

Personal loans can be used for:

• Debt consolidation
• Medical expenses
• Emergency expenses
• Home improvements
• Auto repairs
• Moving costs
• Wedding expenses
• Vacation expenses
• Major purchases

Repayment terms vary by lender and loan amount. Many lenders offer repayment schedules ranging from several months to several years.

All personal loans you apply through FirstLibertyLoans.com are unsecured, meaning they don't require collateral. Some lenders also offer secured personal loans backed by assets.

Many lenders allow early repayment. Check your loan agreement to determine whether any prepayment fees or restrictions apply.

You may need:

• Government-issued ID
• Proof of income
• Bank account information
• Contact information
• Social Security Number (if required by the lender)

Interest rates are based on factors such as:

• Soft pull credit history
• Income
• Debt-to-income ratio
• Loan amount
• Loan term
• Individual lender policies

First Liberty Loans makes it easy to compare offers from trusted online lending partners through one convenient application. Our streamlined process helps qualified borrowers explore loan options quickly and securely.

Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.

Residents of some states may not be eligible for some or all short-term, small-dollar loans.

First Liberty Loans does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at [email protected]. First Liberty Loans are available to apply for online.