Frequently Asked Questions?

What are Personal Loans?

Personal Loans is a financial instrument that allows you to receive a lump sum of cash upfront and then you can pay it back over several months with interest.

When can I apply for a Personal Loan?

Apply at anytime all year round. Lenders are online 24/7 ready tp accept your application.

Do I Need Collateral To Apply?

No you do not need any collateral to apply. All of our personal loan lenders only offer unsecured personal loans.

How Fast Can I Get My Funds?

Once you are approved for a personal loan online and you agree to the rate and terms of the loan your funds will be direct deposited and should be ready to spend as soon as the next business day.

Can I ever get a Personal loan with Bad Credit?

Personal Loan with Bad Credit is possible. First Liberty Loans direct lenders do not do hard credit check loans like the bank and credit unions. They look at things like your income and your income-to-debt-ratio and other underwritting requirements.

Where can I get a Personal Loan?

Get a personal loan by applying through our website here at First Liberty Loans and getting approved.

What are Unsecured Personal Loans?

Unsecured Personal Loans are loans that are backed by assets with value such as a home or car.

What are the Personal Loan amounts avaliable?

The Personal Loan amounts are available from $100 dollars to $35,000 dollars.

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First Liberty Loans

4815 South Harvard Avenue

Tulsa, OK 74135

1(844) 514-1127

APR Disclosure

Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.

Material Disclosure

First Liberty Loans is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product.

Exclusions

Residents of some states may not be eligible for some or all short-term, small-dollar loans.

Credit Implications

First Liberty Loans does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@FirstLibertyLoans.com