How It Works

Home 9 How it Works
  • To apply for a Liberty Loan you will visit the fast free application page. You can find it by clicking here.
  • Next enter your basic informatiuon and click the submit button.
  • You will then receive an instant decision in under 90 seconds.
  • Get approved and read over the rate and terms.
  • If you agree with the rate and terms of the personal loan all you need to do is sign it and return it to the lender.
  • Once the lender has the signed documents they will reloease the funds by direct deposit.
  • Your funds should be available in your bank account as soon as the next business day or sooner depending hoe fast your financial institution processes direct deposits.

personal loan application

Requirements Personal Loans

  • 18 years or older
  • Must be a United States citizen or legal resident
  • Steady monthly income/benefits
  • Checking or Savings account
  • Valid email address
  • Working telephone number

How To Get a Personal Loan Online

1

Apply Online

Apply Using The Online Form Entering Your Basic Information.

2

Instant Decision

Get An Instant Decision Online in Under 90 seconds.

3

Get Cash

Get Approved & Get Cash As Soon As The Next Business Day.

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APR Disclosure

Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.

Material Disclosure
Exclusions

Residents of some states may not be eligible for some or all short-term, small-dollar loans.

Credit Implications

First Liberty Loans does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@FirstLibertyLoans.com